Healthcare Domain Knowledge for Interviews Testing Mainly
This article discuss common
healthcare terms from a payer perspective and gives a overview basic HIPAA
messages.
Common healthcare terms:
* Payer
* Plan
* Provider
* Member
* Subscriber
* Claim
* Product
* COB (Coordination of benefits)
* PCP (Primary Care Provider)
* Capitation
* HIPAA
Healthcare payer services:
* Revenue Management
* Customer Service
* Product Management
* Consumer Management
* Risk Management
* Care Management
* Provider Management
* Member Management
* Reimbursement Management
Standard Code Sets:
ICD-9-CM Diagnosis
& Inpatient Procedures
CPT-4 Outpatient Procedures
HCPCS Ancillary
Services & Procedures
CDT-2 Dental
Terminology
NDC National
Drug Codes
DRG Diagnostic
Related Groupings
ICD-9-CM:
International Classification of Diseases, Ninth
Revision, Clinical Modification (ICD-9-CM, ICD-10-CM) - This is the universal
coding method used to document the incidence of disease, injury, mortality and
illness.
A diagnosis and procedure classification system
designed to facilitate collection of uniform and comparable health information.
The ICD-9-CM was issued in 1979. This system is
used to group patients into DRGs, prepare hospital and physician billings and
prepare cost reports.
Classification of disease by diagnosis codified
into six-digit numbers.
Diagnosis Related Groups (DRGs):
An inpatient or hospital classification system
used to pay a hospital or other provider for their services and to categorize
illness by diagnosis and treatment.
A classification scheme used by Medicare that
clusters patients into 468 categories on the basis of patients' illnesses,
diseases and medical problems. Groupings of diagnostic categories drawn from
the International Classification of Diseases and modified by the presence of a
surgical procedure, patient age, presence or absence of significantcomplications/other relevant criteria.
System involving classification of medical cases
and payment to hospitals on the
basis of diagnosis.
Common Health Plan Types:
HMO
PPO
POS
Medicaid
Medicare
Defined Contribution
HMO:
A health maintenance organization (HMO) is a
health care delivery system that accepts responsibility and financial risk for
providing a specified set of health care services to an enrolled membership in exchange for a fixed, prepaid fee from the purchaser (i.e., either the employer,
government or an individual.) HMOs build network through contracts with
selected physicians or physician groups, hospitals,
and other providers who render care for a given population for a discounted fee
in anticipation of an increased volume of patients. Those individuals who
become members of an HMO (i.e., enrollees) agree to receive care from this
contracted network of providers.
Characterized by a PCP, all treatment/referrals
thru PCP
PPO:
A Preferred Provider Organization (PPO) is
a group of health care professionals and/orhospitals that
contract with an employer or insurance company to provide medical care to a specified
group of patients. Participating health care providers exchange discounted
services for an increased volume of patients from this group. Insurance
companies offer PPOs to give their members a choice of either in-network
benefits or out-of-network benefits.
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